Private Placement | Qualified Investors Only

Issued by NCDF Securities Limited

Building practical access to digital finance

Konto Financial Group Plc is transforming an existing operating business into a fintech and distribution group serving individuals, small businesses, merchants and communities

Operating experience supporting a new service model

Our predecessor business, formerly Microfone, operated for more than four years and has four years of audited financial statements, according to management. Its telecommunications, technology-enabled distribution and agent experience informs the new strategy.

Individuals

Financial education and guidance on participation routes.

Business

Practical readiness support and information about suitable partner services.

Agent Candidate

Assessment and preparation before any approved activation.

Institutions

Potential distribution, education and customer-onboarding partnerships.

Activate services in clear stages

Community and business engagement

Build member interest, education programmes and agent readiness.

Partner-led service activation

Establish approved products, contracts, transaction responsibilities and customer support.

Digital tools

Develop and release suitable member, business and agent functions after readiness checks.

Routes for different participants

Individuals & Households

Explore education and onboarding support.

SMEs & Merchants

Describe your business and service needs.

Agents & Community Entrepreneurs

Apply for assessment and preparation.

Community Groups & Cooperatives

Discuss a defined community programme.

Institutions

Explore responsible distribution and field delivery.

Konto Access membership

Membership supports education, engagement and preparation. Available benefits and any charges must be explained before enrolment.

Free Member

Register for basic information and programme updates without a membership fee.

Acess Member

Enquire about additional onboarding and educational support.

SME Member

Register interest in business profiling and readiness support.

Agent Candidate

Apply for assessment before any partner activation.

Prepare agents for responsible service

Agent readiness focuses on a suitable location, conduct, training and the ability to support customers. Activation requires the relevant provider’s approval and contract.

Key Agent Programme Elements

  • Initial screening
  • Readiness assessment
  • Training
  • Customer support
  • Complaints escalation
  • Partner-specific checks.

A distribution partner for defined programmes

We welcome financial institutions, fintechs, insurers, employers, development organisations and public programmes. A mandate should specify target participants, delivery scope, customer protections and payment terms.

Set clear responsibilities

Customer Protection

Explain the product, provider, charges and complaints route.

Data Responsibility

Collect information for a defined purpose with appropriate safeguards.

Partner Accountability

Confirm permissions and delivery obligations.

Field Discipline

Train and supervise authorised activities.

Clear Status Disclosure

Distinguish candidate registration, pilot activity and live services.