Private Placement | Qualified Investors Only
Issued by NCDF Securities Limited
Private Placement | Qualified Investors Only
Issued by NCDF Securities Limited
Konto is building a financial inclusion network designed to connect individuals, households, small businesses, merchants, agents, community organisations and institutional partners into a more organised access ecosystem.
We work with credible partners who want to support responsible financial education, digital onboarding, SME readiness, agent network development, community activation, data-driven inclusion and future access pathways through regulated financial service providers.
Konto is not just building a digital product. We are building a field-enabled financial access network that combines community trust, SME engagement, agent readiness, financial literacy, digital onboarding and partner-led service pathways.
Across Nigeria and underserved markets, many individuals and small businesses remain outside properly structured financial access systems. They may have phones, customers and income activity, but lack the education, onboarding support, documentation readiness, digital confidence and trusted access points required to participate meaningfully in formal financial systems.
Konto exists to close that gap.
Our partnership model helps institutions reach real people, real communities and real businesses through a structured activation framework.
Banks, microfinance banks, development finance institutions, insurance providers and licensed financial service providers seeking responsible access to individuals, SMEs, agents and underserved communities.
Technology companies, payment platforms, wallet providers and digital finance operators interested in distribution, onboarding, customer education, merchant readiness or agent network collaboration.
Business development service providers, SME hubs, chambers of commerce, cooperatives, market associations and trade networks supporting micro, small and medium-sized enterprises.
Organisations looking to build, train, verify or support last-mile financial access points across communities, markets, campuses and commercial clusters.
Institutions focused on financial inclusion, women’s economic empowerment, youth enterprise, livelihoods, community finance, digital access, financial literacy and economic resilience.
Public institutions, local governments, agencies and community development programmes seeking scalable models for financial literacy, SME formalisation, digital inclusion and grassroots economic participation.
Brands, employers, cooperatives and large networks seeking responsible financial education, community activation, employee financial wellbeing or SME support programmes.
Konto can support partners with structured financial literacy programmes for individuals, households, traders, artisans, youth groups, women’s groups, cooperatives and SMEs. Focus areas may include budgeting, savings discipline, digital finance safety, fraud awareness, business records, loan readiness, insurance awareness, responsible borrowing and financial planning.
Konto can help identify, profile and support SMEs and merchants that need better financial records, digital visibility, onboarding guidance and readiness for future services delivered by licensed partners. This creates a stronger pathway for SME support, responsible credit readiness, merchant payment readiness, business education and partner referrals.
Konto is building a responsible agent-readiness framework for individuals and businesses that may serve as trusted community access points.
Partners can engage with Konto around agent candidate identification, training, verification, compliance orientation, service standards, customer protection and field coordination.
Konto works with community leaders, cooperatives, associations, market groups, faith-based organisations and grassroots networks to create structured access channels.
This enables partners to reach organised communities through a trusted, education-first and data-informed approach.
Konto’s digital activation model supports user registration, app waitlist mobilisation, profile creation, customer segmentation and future digital product engagement.
Partners can collaborate with Konto to support responsible onboarding, customer education and digital inclusion campaigns.
Through ethical registration, user profiling and community engagement, Konto can help partners understand financial access gaps, SME support needs, geographic demand, product readiness and community-level barriers.
All data activity must be handled responsibly, with appropriate consent, privacy safeguards and compliance controls.
Konto is designed around people, communities, SMEs and real access points, not only digital downloads.
The platform prioritises education, consent, transparency, customer protection and responsible communication.
Konto recognises that small businesses, traders, artisans and merchants are central to inclusive economic growth.
Konto supports last-mile access through credible local agents and trained community-facing representatives.
Konto is structured to work with licensed financial institutions, fintech companies, development partners, NGOs, public institutions and corporate organisations.
Konto combines digital onboarding with real community activation, allowing partners to reach users who may not be fully served by digital-only models.
We support access pathways that are clear, fair, transparent and appropriate for the communities being served.
Konto does not present itself as a bank, insurer, lender, deposit-taker, wallet provider, investment manager or regulated financial institution unless and until relevant approvals apply. Regulated financial services must be delivered through duly licensed partners or approved entities.
Partners must respect customer dignity, privacy, consent, complaint channels, fair treatment and responsible communication.
Partnerships should deliver real value to individuals, SMEs, agents, merchants and communities.
Konto prioritises partnerships that strengthen confidence, inclusion and sustainable participation in the formal economy.
Konto can support partners with:
A successful Konto partnership should create measurable outcomes, including:
Konto is open to partnership conversations with organisations that share our commitment to responsible financial inclusion, SME empowerment, trusted community access and digital participation.
Whether you are a financial institution, fintech company, development partner, NGO, public agency, cooperative network, corporate sponsor or community organisation, we would welcome a conversation.
