Private Placement | Qualified Investors Only

Issued by NCDF Securities Limited

Join Konto Access
Become an Agent

Konto Access Membership

Your first step into a trusted financial inclusion network.

Konto Access Membership gives individuals, households, SMEs, agents and community groups a structured pathway to financial education, onboarding support, partner opportunities and future digital access tools.

Join Konto Access

Membership Intro

Konto membership is designed for people and businesses who want to become more financially prepared, visible and connected. It is not a bank account, loan, deposit product, insurance policy or investment product. It is an access and readiness programme that helps members build financial confidence and connect responsibly to approved opportunities.

  • Membership Tiers

Membership Tiers

  • Tier 1

Free Member

For individuals who want to begin their financial inclusion journey.

Features:

  • Basic Konto registration
  • Financial literacy updates
  • Community announcements
  • App waitlist access
  • Partner opportunity alerts
Join the Network
  • Tier 2

Access Member

For individuals and households seeking structured financial inclusion support.

Features:

  • Member profile
  • Konto member ID
  • Financial literacy sessions
  • Access to community financial clinics
  • Partner onboarding support
  • Priority updates on Konto tools and services
Become an Access Member
  • Tier 3

SME Member

For traders, artisans, merchants and microbusinesses.

Features:

  • Business profile setup
  • Merchant-readiness support
  • Financial records templates
  • SME education content
  • Partner referral readiness
  • Digital business visibility tools
Register as SME Member
  • Tier 4

Agent Candidate

For people who want to become financial access agents in their communities.

Features:

  • Agent readiness assessment
  • Training and certification pathway
  • Compliance orientation
  • Customer protection guidance
  • Partner activation pipeline
  • Field support structure
Apply as Agent Candidate
  • Tier 5

Community Chapter

For associations, cooperatives, market groups, faith communities and local organisations.

Features:

  • Group onboarding
  • Financial literacy programme
  • Member mapping
  • Community inclusion report
  • Partner engagement support
  • Chapter-level progress dashboard

Membership Disclaimer

Konto membership provides access to education, onboarding support, community programmes, partner information and platform tools. It does not constitute a banking relationship, insurance policy, loan facility, investment product, deposit account, wallet account or regulated payment service. Regulated financial services may be provided only through duly licensed partners or upon completion of applicable regulatory approvals.