Private Placement | Qualified Investors Only

Issued by NCDF Securities Limited

Responsible financial inclusion begins with clear rules, customer protection and disciplined execution.

Konto’s activation model is designed around governance, data responsibility, partner accountability, compliance awareness and transparent communication.

Compliance Positioning

Konto is currently in activation phase. We are building membership, financial literacy, agent readiness, SME onboarding, partner relationships, technology infrastructure and governance systems. Where financial services require regulatory approval or licensed delivery, Konto will provide such services only through duly licensed partners or upon completion of applicable approvals.
This approach protects members, partners, agents, merchants and the integrity of the Konto platform.

Trust Pillars

Regulatory Discipline

Konto does not present itself as a bank, insurer, lender, investment firm, wallet operator or payment service provider unless the relevant regulatory basis is in place.

Partner-Led Regulated Services

Where regulated financial products are involved, Konto will work only through licensed partners or approved regulatory arrangements.

Customer Protection

Konto designs its member, agent and merchant journeys with clear information, complaint escalation, transparent terms and responsible support.

Data Protection

Konto is committed to responsible data collection, consent-based processing, clear privacy communication and secure handling of member and partner information.

Agent Accountability

Konto agents and agent candidates must meet training, conduct, customer protection and field supervision expectations.

Clear Communication

We avoid exaggerated claims and communicate clearly what Konto offers now, what is in activation and what is subject to partner or regulatory approval.

Regulatory Notice

Konto Financial Group Plc is not currently presenting this website as an offer of banking, lending, insurance, investment, deposit-taking, wallet, payment processing or regulated financial services unless expressly stated under a licensed partner arrangement or applicable regulatory approval. Information on this website is provided for membership, education, onboarding, partnership and platform engagement purposes.

Data Protection Statement

Konto collects information to support membership onboarding, agent readiness, SME profiling, partner engagement, programme delivery and financial inclusion insights. We are committed to collecting only relevant information, explaining how it will be used, protecting personal data and using aggregated or anonymised information for market insights wherever appropriate.

Complaints & Support Statement

Konto is committed to fair treatment, responsible communication and timely support. Members, agents, SMEs, partners and community groups can raise questions, concerns or complaints through Konto’s support channels.